Roofing Financing Options | 0% Interest Available | East Bay Roofers

Our Financing Plans

We've partnered with trusted lending institutions to offer financing options that fit every budget. Get the roof you need now and pay over time.

0% Interest

12 Months

No interest if paid within 12 months
Low monthly payments
No prepayment penalties
Same-day approval

With approved credit. Minimum purchase may apply.

Low Monthly

Up to 60 Months

Extended terms up to 60 months
Fixed monthly payments
Competitive interest rates
No prepayment penalties

Rates depend on credit score and loan amount.

Same as Cash

18 Months

No interest if paid in 18 months
Flexible payment schedule
No early payoff penalties
Quick application process

With approved credit. Subject to terms and conditions.

How Financing Works

1

Free Estimate

We inspect your roof and provide a detailed, no-obligation estimate.

2

Quick Application

Simple application takes just a few minutes. No impact on your credit score for pre-qualification.

3

Same-Day Approval

Most applications are approved within minutes. Choose the plan that fits your budget.

4

Work Begins

Once approved, we schedule your project. You enjoy your new roof while making comfortable payments.

Estimated Monthly Payments

Here's what a new roof could cost per month with financing:

Project Cost	12 Months (0%)	36 Months	60 Months
$8,000	$667/mo	$250/mo	$160/mo
$12,000	$1,000/mo	$375/mo	$240/mo
$18,000	$1,500/mo	$563/mo	$360/mo
$25,000	$2,083/mo	$781/mo	$500/mo

*Estimates based on example rates. Actual payments depend on credit approval and terms. 36- and 60-month payments include estimated interest.

Financing FAQs

Will applying affect my credit score?

Pre-qualification uses a soft credit pull, which does not affect your score. A hard inquiry only occurs if you proceed with a formal application.

What credit score do I need?

We work with multiple lenders and have options for a range of credit profiles. Even if your credit isn't perfect, we may still be able to find a plan that works for you.

Can I pay off my loan early?

Yes! All of our financing plans have no prepayment penalties. You can pay off your balance at any time without extra fees.

Do you accept insurance payments with financing?

Absolutely. If insurance covers part of your roof, you can finance just the remaining balance, including your deductible in many cases.

Ready to Get Started?

Get a free estimate and learn about financing options today.

Call (925) 722-4916 Request Free Estimate

Mon-Fri: 8AM-6PM | Sat: 9AM-5PM | Emergency Service: 24/7